David Schwartz, who is one of the team members, working on improving functionality of the Ripple network, has spoken about the XRP Ledger, expressing his opinion about it.

According to him, now the XRP Ledger is even more decentralized comparing to the previous year, as the number of transaction validations managed by Ripple, have been reduced dramatically, giving other independent operators more leeway. Discussing the difference between the XRP and the BTC networks, David mentioned that the XRP Ledger uses the Consensus Protocol contrary to the Proof-of-Work system that uses BTC.

David also spoke about the 2019 expectations, adding he foresees that the use of cryptocurrencies and decentralize exchange will increase and there will be more stable coins in the financial market.